Consumer Loan Reference Index IRCC Down at 5.68%, from 6.06%

yesterday, 12:09 By Cristina Bellu

The IRCC, which banks use to set the interest rate for new loans taken since the spring of 2019, will start falling in the first quarter of 2026 to 5.68%, being calculated on the basis of Q3/2025 data, after the IRCC level applied in the last quarter of 2025 climbed to a record high of 6.06% (being calculated on the basis of Q2/2025 data).

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Keywords:
IRCC
, decline